HIGHLAND ARMS

Rental History: 12 months valid, verifiable rental history
Valid rental history is a written lease or month-to-month agreement.
If rental history is less than 12 months then a cosigner may be requested. Final recommendation will also be dependent on credit history, income and employment.

Credit History: At least 4 accounts established for 1 year in good standing
If derogatory credit history (excluding medical & student loan debt) is in excess of $500, but less than $1000, then a cosigner may be requested. Final recommendation will also be dependent on income, rental & employment history.

Income: Monthly income must be equal to at least 3 times the rental amount
If income is less than 3 times the rental amount, but more than 2.5 times the rental amount then a qualified cosigner may be requested. Final recommendation will also be dependent on rental, credit & employment history.

SECTION 8 APPLICANT CRITERIA:
All Section 8 applicants are required to meet the same criteria as stated above, with the exception that the applicant only needs to meet income requirements for their portion of the rent. Recommendations will be made following the above set standards.

INTERNATIONAL STUDENTS AND APPLICANTS THAT ARE NEW TO THE COUNTRY:
International students will be required to pay a last month’s rent. Proof of current college or university enrollment or current student visa will be required for valid verification.
Applicants that are new to the country will be required to pay a First and Increased Deposit. Proof of income source or new job will be required.

COSIGNER QUALIFICATION CRITERIA:
A cosigner will be APPROVED if all the qualification below is met, if the cosigner does not meet any 1 of the following criteria then the cosigner will not qualify.
RENTAL HISTORY: 1 year of valid and verifiable rental or mortgage history with no late payments
CREDIT HISTORY: At least 4 accounts in good standing for 1 year with less than $100 in derogatory credit
INCOME: 4 times the rental amount of the unit in verifiable, garnishable income

GROUNDS FOR DENIAL MAY RESULT FROM THE FOLLOWING ON ALL APPLICANTS:
Verified eviction showing on credit report or confirmed with landlord non-Covid related.
Rental collection verified on credit report
Balance owing to landlord
2 or more late payments and/or NSF checks and/or noise complaints within a 12-month rental period.
Derogatory credit history (excluding medical & student loan debt) in excess of $1000
Open (non-discharged) bankruptcy.
Unverifiable social security number
Falsification of rental application
Breaking lease agreement that will result in collection filing

Please be advised, a landlord (within the Seattle city limits) is prohibited from requiring disclosure, asking about, rejecting an applicant, or taking adverse action based on any arrest record, conviction record, or criminal history, except sex offender registry information which is the result of an adult criminal conviction – as described in Subsection 14.09.025 A3., 14.09.025 A4., and 14.09.025 A5, and subject to the exclusions and legal requirements in Section 14.09.115.

We do not automatically deny applicants based on sex offender registry that is the result of an adult criminal conviction. Rather, consideration is based on the nature of the offense and time passed since the date of final disposition. Supplemental information can be provided to the landlord by the applicant, or produced on behalf of the applicant, with respect to the applicant’s rehabilitation and/or good conduct. Supplemental information may include, but is not limited to: conviction information; certification of rehabilitation; written or oral statements by the applicant, past or present employer(s), current and prior landlord(s), members of the judiciary or law enforcement, parole officer, member of clergy, counselor or therapists, social workers or similar person(s).

Valid photo identification will be required of all applicants.